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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,860 | $91,536-2.9% | $130,062-31.7% | $75,177+18.2% |
| Participation rate | 90.5% | 71.5%+19.0pp | 78.5%+12.0pp | 67.2%+23.3pp |
| Annual return | 13.99% | -631.62%+645.6pp | -137.37%+151.4pp | 160.75%-146.8pp |
| Employer contribution / active EE | $9,306 | $2,845+227.1% | $4,322+115.3% | $2,671+248.4% |
| Participant deferral / active EE | $8,306 | $4,343+91.2% | $5,821+42.7% | $4,126+101.3% |
| Admin fee / account holder | $14,498 | $6,780+113.8% | $10,601+36.8% | $5,651+156.5% |