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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,432 | $92,743-26.2% | $82,744-17.3% | $134,532-49.1% |
| Participation rate | 37.5% | 75.2%-37.7pp | 72.6%-35.1pp | 81.2%-43.7pp |
| Annual return | -5.96% | 946.63%-952.6pp | 702.22%-708.2pp | 418.27%-424.2pp |
| Employer contribution / active EE | $608 | $3,273-81.4% | $3,008-79.8% | $4,741-87.2% |
| Participant deferral / active EE | $1,588 | $4,802-66.9% | $4,395-63.9% | $6,401-75.2% |
| Admin fee / account holder | $12,663 | $5,977+111.8% | $5,325+137.8% | $11,429+10.8% |