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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,685 | $99,031-56.9% | $86,597-50.7% | $147,585-71.1% |
| Participation rate | 33.3% | 76.3%-43.0pp | 73.5%-40.2pp | 82.8%-49.5pp |
| Annual return | 3.99% | 1312.56%-1308.6pp | 964.96%-961.0pp | 578.57%-574.6pp |
| Employer contribution / active EE | $863 | $3,132-72.4% | $2,840-69.6% | $4,876-82.3% |
| Participant deferral / active EE | $1,106 | $3,972-72.2% | $3,609-69.4% | $5,439-79.7% |
| Admin fee / account holder | $182 | $5,711-96.8% | $4,906-96.3% | $10,885-98.3% |