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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,047 | $84,685-57.4% | $73,836-51.2% | $125,389-71.3% |
| Participation rate | 64.3% | 76.8%-12.5pp | 73.4%-9.2pp | 83.2%-18.9pp |
| Annual return | -0.70% | 3123.80%-3124.5pp | 2268.06%-2268.8pp | 282.24%-282.9pp |
| Employer contribution / active EE | $1,289 | $3,123-58.7% | $2,787-53.8% | $4,866-73.5% |
| Participant deferral / active EE | $1,383 | $3,993-65.4% | $3,583-61.4% | $5,352-74.2% |
| Admin fee / account holder | $819 | $5,694-85.6% | $4,882-83.2% | $9,541-91.4% |