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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $20,422 |
FROST BANK1 year Service code 27 100 W HOUSTON ST · SAN ANTIONIO, TX 78205 | Advisory (Plan) | $16,777 |
NOVA 401(K) ASSOCIATES1 year Service code 13 10777 NORTHWEST FREEWAY · HOUSTON, TX 77092 | Contract Administrator | $9,415 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,189 | $84,482-28.8% | $125,363-52.0% | $66,930-10.1% |
| Participation rate | 98.4% | 76.4%+22.0pp | 82.4%+16.1pp | 69.8%+28.6pp |
| Annual return | -0.69% | -8.49%+7.8pp | 572.15%-572.8pp | 1.57%-2.3pp |
| Employer contribution / active EE | $5,074 | $3,553+42.8% | $4,815+5.4% | $2,545+99.4% |
| Participant deferral / active EE | $9,025 | $6,782+33.1% | $7,447+21.2% | $4,238+113.0% |
| Admin fee / account holder | $251 | $685-63.3% | $10,005-97.5% | $593-57.7% |