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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,318 | $98,776-43.0% | $149,745-62.4% | $79,856-29.5% |
| Participation rate | 98.9% | 75.8%+23.1pp | 82.5%+16.5pp | 69.6%+29.3pp |
| Annual return | 20.61% | 27.38%-6.8pp | 276.72%-256.1pp | 31.71%-11.1pp |
| Employer contribution / active EE | $3,599 | $3,217+11.9% | $4,646-22.5% | $2,471+45.6% |
| Participant deferral / active EE | $8,359 | $5,681+47.1% | $6,843+22.1% | $3,741+123.5% |
| Admin fee / account holder | $8,853 | $6,053+46.3% | $9,312-4.9% | $5,306+66.8% |