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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,503 | $183,539-76.3% | $155,556-72.0% | $145,897-70.2% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 16.53% | 61.31%-44.8pp | 64.84%-48.3pp | 552.29%-535.8pp |
| Employer contribution / active EE | $1,603 | $5,315-69.8% | $4,675-65.7% | $4,663-65.6% |
| Participant deferral / active EE | $2,661 | $6,467-58.8% | $5,631-52.7% | $6,689-60.2% |
| Admin fee / account holder | $1,439 | $19,275-92.5% | $15,885-90.9% | $13,390-89.3% |