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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,835 | $202,345-80.3% | $172,755-76.9% | $152,885-73.9% |
| Participation rate | 92.9% | 87.1%+5.8pp | 82.6%+10.2pp | 82.5%+10.4pp |
| Annual return | 27.65% | 1029.77%-1002.1pp | 802.94%-775.3pp | 345.39%-317.7pp |
| Employer contribution / active EE | $3,608 | $5,858-38.4% | $5,144-29.9% | $4,763-24.2% |
| Participant deferral / active EE | $2,490 | $5,948-58.1% | $5,198-52.1% | $5,851-57.4% |
| Admin fee / account holder | $304 | $17,111-98.2% | $13,955-97.8% | $11,598-97.4% |