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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,877 | $65,364-54.3% | $92,909-67.8% | $72,975-59.1% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 24.54% | 42.11%-17.6pp | 109.44%-84.9pp | 81.01%-56.5pp |
| Employer contribution / active EE | $2,943 | $2,594+13.5% | $3,653-19.4% | $2,440+20.6% |
| Participant deferral / active EE | $7,107 | $3,128+127.2% | $4,238+67.7% | $3,608+97.0% |
| Admin fee / account holder | $1,788 | $4,251-57.9% | $5,795-69.1% | $5,124-65.1% |