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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,787 | $63,342-75.1% | $92,236-82.9% | $70,131-77.5% |
| Participation rate | 94.1% | 68.7%+25.4pp | 76.5%+17.6pp | 69.5%+24.6pp |
| Annual return | 23.84% | 530.15%-506.3pp | 176.29%-152.5pp | 73.14%-49.3pp |
| Employer contribution / active EE | $2,474 | $2,471+0.1% | $3,679-32.8% | $2,342+5.6% |
| Participant deferral / active EE | $6,229 | $2,854+118.3% | $3,897+59.9% | $3,332+87.0% |
| Admin fee / account holder | $831 | $3,840-78.4% | $5,194-84.0% | $4,645-82.1% |