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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,370 | $56,894-81.8% | $84,753-87.8% | $62,881-83.5% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 29.34% | 6.30%+23.0pp | 22.78%+6.6pp | 20.14%+9.2pp |
| Employer contribution / active EE | $2,289 | $2,400-4.6% | $3,574-36.0% | $2,281+0.4% |
| Participant deferral / active EE | $5,892 | $2,709+117.5% | $3,712+58.7% | $3,203+84.0% |
| Admin fee / account holder | $455 | $3,581-87.3% | $5,333-91.5% | $4,296-89.4% |