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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,351 | $226,105-25.5% | $182,540-7.8% | $152,897+10.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 24.08% | 192.58%-168.5pp | 148.58%-124.5pp | 345.43%-321.3pp |
| Employer contribution / active EE | $1,550 | $4,978-68.9% | $4,076-62.0% | $4,764-67.5% |
| Participant deferral / active EE | $7,083 | $6,370+11.2% | $5,525+28.2% | $5,851+21.1% |
| Admin fee / account holder | $320 | $10,706-97.0% | $8,593-96.3% | $11,599-97.2% |