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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,688 | $228,352-27.4% | $185,835-10.8% | $158,966+4.2% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | -1.85% | 40.81%-42.7pp | 35.96%-37.8pp | 302.95%-304.8pp |
| Employer contribution / active EE | $1,479 | $4,967-70.2% | $4,087-63.8% | $4,762-69.0% |
| Participant deferral / active EE | $8,319 | $6,416+29.7% | $5,633+47.7% | $5,983+39.0% |
| Admin fee / account holder | $8,612 | $11,867-27.4% | $9,502-9.4% | $11,250-23.5% |