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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,716 | $232,540-42.1% | $185,117-27.2% | $147,586-8.7% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 22.73% | 43.03%-20.3pp | 40.50%-17.8pp | 578.59%-555.9pp |
| Employer contribution / active EE | $1,527 | $5,195-70.6% | $4,182-63.5% | $4,876-68.7% |
| Participant deferral / active EE | $6,742 | $5,834+15.6% | $5,045+33.6% | $5,439+24.0% |
| Admin fee / account holder | $640 | $10,275-93.8% | $8,159-92.2% | $10,886-94.1% |