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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,621 | $78,027+66.1% | $178,528-27.4% | $80,925+60.2% |
| Participation rate | 88.9% | 65.7%+23.2pp | 77.1%+11.8pp | 67.7%+21.2pp |
| Annual return | 31.53% | 18.09%+13.4pp | 27.11%+4.4pp | 35.65%-4.1pp |
| Employer contribution / active EE | $1,108 | $2,281-51.5% | $3,950-72.0% | $2,756-59.8% |
| Participant deferral / active EE | $8,988 | $4,408+103.9% | $6,278+43.2% | $4,299+109.1% |
| Admin fee / account holder | $1,606 | $7,168-77.6% | $10,419-84.6% | $6,940-76.9% |