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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,647 | $226,090-42.7% | $182,531-29.0% | $152,885-15.2% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.0%-3.0pp | 82.5%-7.5pp |
| Annual return | 25.56% | 192.57%-167.0pp | 148.57%-123.0pp | 345.39%-319.8pp |
| Employer contribution / active EE | $2,362 | $4,978-52.5% | $4,075-42.0% | $4,763-50.4% |
| Participant deferral / active EE | $6,568 | $6,369+3.1% | $5,525+18.9% | $5,851+12.3% |
| Admin fee / account holder | $1,146 | $10,705-89.3% | $8,593-86.7% | $11,598-90.1% |