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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,325 | $197,819-32.1% | $155,789-13.8% | $125,389+7.1% |
| Participation rate | 37.5% | 82.1%-44.6pp | 76.1%-38.6pp | 83.2%-45.7pp |
| Annual return | 1.00% | 86.73%-85.7pp | 71.54%-70.5pp | 282.24%-281.2pp |
| Employer contribution / active EE | $1,185 | $4,850-75.6% | $3,839-69.1% | $4,866-75.7% |
| Participant deferral / active EE | $3,126 | $5,631-44.5% | $4,798-34.8% | $5,352-41.6% |
| Admin fee / account holder | $7,275 | $9,544-23.8% | $7,477-2.7% | $9,541-23.8% |