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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,285 | $110,337+9.9% | $102,383+18.5% | $145,877-16.9% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.5%-24.5pp | 80.3%-30.3pp |
| Annual return | 11.56% | 24.83%-13.3pp | 24.94%-13.4pp | 551.28%-539.7pp |
| Employer contribution / active EE | $1,473 | $4,216-65.1% | $3,870-61.9% | $4,663-68.4% |
| Participant deferral / active EE | $6,769 | $5,621+20.4% | $5,060+33.8% | $6,691+1.2% |
| Admin fee / account holder | $36 | $9,750-99.6% | $8,391-99.6% | $13,402-99.7% |