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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,173 | $106,247-29.2% | $96,515-22.1% | $139,466-46.1% |
| Participation rate | 40.0% | 77.8%-37.8pp | 74.3%-34.3pp | 80.3%-40.3pp |
| Annual return | 16.56% | 38.47%-21.9pp | 35.73%-19.2pp | 373.66%-357.1pp |
| Employer contribution / active EE | $1,302 | $4,106-68.3% | $3,740-65.2% | $4,754-72.6% |
| Participant deferral / active EE | $5,350 | $5,456-1.9% | $4,880+9.6% | $6,712-20.3% |
| Admin fee / account holder | $551 | $7,885-93.0% | $6,735-91.8% | $11,409-95.2% |