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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,858 | $115,814-58.7% | $101,275-52.7% | $158,982-69.9% |
| Participation rate | 33.3% | 79.4%-46.0pp | 75.8%-42.5pp | 82.0%-48.6pp |
| Annual return | 12.82% | 56.16%-43.3pp | 46.48%-33.7pp | 302.99%-290.2pp |
| Employer contribution / active EE | $1,627 | $4,176-61.0% | $3,660-55.5% | $4,763-65.8% |
| Participant deferral / active EE | $5,048 | $4,958+1.8% | $4,371+15.5% | $5,983-15.6% |
| Admin fee / account holder | $100 | $7,249-98.6% | $5,948-98.3% | $11,252-99.1% |