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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,544 | $133,998-60.0% | $112,263-52.3% | $134,545-60.2% |
| Participation rate | 36.4% | 78.6%-42.2pp | 75.1%-38.7pp | 81.2%-44.9pp |
| Annual return | -16.99% | 47.17%-64.2pp | 27.49%-44.5pp | 418.37%-435.4pp |
| Employer contribution / active EE | $1,197 | $4,040-70.4% | $3,636-67.1% | $4,742-74.8% |
| Participant deferral / active EE | $4,515 | $5,292-14.7% | $4,729-4.5% | $6,401-29.5% |
| Admin fee / account holder | $7,283 | $7,493-2.8% | $6,410+13.6% | $11,431-36.3% |