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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,403 | $75,832-52.0% | $147,617-75.3% | $59,633-39.0% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | -3.57% | 0.37%-3.9pp | 61.98%-65.6pp | 2041.45%-2045.0pp |
| Employer contribution / active EE | $5,572 | $3,485+59.9% | $5,564+0.1% | $2,203+153.0% |
| Participant deferral / active EE | $5,720 | $3,131+82.7% | $4,895+16.9% | $3,192+79.2% |
| Admin fee / account holder | $4,245 | $5,986-29.1% | $11,612-63.4% | $4,297-1.2% |