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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,740 | $85,171-31.0% | $172,753-66.0% | $72,976-19.5% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 24.58% | 27.32%-2.7pp | 803.00%-778.4pp | 81.02%-56.4pp |
| Employer contribution / active EE | $6,332 | $3,324+90.5% | $5,144+23.1% | $2,440+159.5% |
| Participant deferral / active EE | $6,719 | $3,260+106.1% | $5,198+29.3% | $3,608+86.2% |
| Admin fee / account holder | $1,670 | $5,880-71.6% | $13,956-88.0% | $5,124-67.4% |