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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,738 | $75,962-35.8% | $154,108-68.4% | $64,173-24.1% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -9.80% | 30.32%-40.1pp | 735.21%-745.0pp | 7.63%-17.4pp |
| Employer contribution / active EE | $6,156 | $3,350+83.8% | $5,298+16.2% | $2,381+158.6% |
| Participant deferral / active EE | $6,626 | $3,175+108.7% | $5,081+30.4% | $3,470+91.0% |
| Admin fee / account holder | $2,848 | $5,589-49.0% | $13,411-78.8% | $4,887-41.7% |