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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,650 | $154,228-85.3% | $145,433-84.4% | $137,256-83.5% |
| Participation rate | 71.4% | 83.8%-12.4pp | 82.1%-10.7pp | 80.0%-8.5pp |
| Annual return | 13.04% | 74.59%-61.5pp | 66.58%-53.5pp | 220.34%-207.3pp |
| Employer contribution / active EE | $15,390 | $4,804+220.4% | $4,554+237.9% | $4,156+270.3% |
| Participant deferral / active EE | $33,246 | $8,216+304.6% | $7,897+321.0% | $6,407+418.9% |
| Admin fee / account holder | $42,647 | $14,344+197.3% | $13,129+224.8% | $12,270+247.6% |