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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,650 | $156,398-85.5% | $147,318-84.6% | $138,895-83.7% |
| Participation rate | 71.4% | 83.8%-12.3pp | 82.1%-10.6pp | 79.9%-8.5pp |
| Annual return | 13.04% | 78.75%-65.7pp | 70.43%-57.4pp | 145.39%-132.4pp |
| Employer contribution / active EE | $15,390 | $4,853+217.1% | $4,593+235.1% | $4,194+266.9% |
| Participant deferral / active EE | $33,246 | $8,237+303.6% | $7,906+320.5% | $6,396+419.8% |
| Admin fee / account holder | $42,647 | $14,976+184.8% | $13,708+211.1% | $12,562+239.5% |