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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,965 | $165,381-74.6% | $149,730-72.0% | $158,966-73.6% |
| Participation rate | 58.8% | 84.6%-25.8pp | 82.5%-23.7pp | 82.0%-23.1pp |
| Annual return | 18.58% | 348.29%-329.7pp | 276.70%-258.1pp | 302.95%-284.4pp |
| Employer contribution / active EE | $4,118 | $5,104-19.3% | $4,645-11.3% | $4,762-13.5% |
| Participant deferral / active EE | $6,871 | $7,182-4.3% | $6,843+0.4% | $5,983+14.8% |
| Admin fee / account holder | $428 | $10,809-96.0% | $9,310-95.4% | $11,250-96.2% |