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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $350,692 | $212,386+65.1% | $199,883+75.4% | $138,895+152.5% |
| Participation rate | 45.5% | 87.4%-41.9pp | 86.8%-41.3pp | 79.9%-34.5pp |
| Annual return | 15.63% | 47.75%-32.1pp | 43.81%-28.2pp | 145.39%-129.8pp |
| Employer contribution / active EE | $1,586 | $6,625-76.1% | $6,261-74.7% | $4,194-62.2% |
| Participant deferral / active EE | $6,750 | $9,617-29.8% | $9,138-26.1% | $6,396+5.5% |
| Admin fee / account holder | $0 | $18,233-100.0% | $17,268-100.0% | $12,562-100.0% |