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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $504,962 | $167,522+201.4% | $151,639+233.0% | $134,532+275.3% |
| Participation rate | 33.3% | 88.4%-55.0pp | 87.5%-54.2pp | 81.2%-47.9pp |
| Annual return | -17.18% | 7.81%-25.0pp | 3.34%-20.5pp | 418.27%-435.5pp |
| Employer contribution / active EE | $1,589 | $6,828-76.7% | $6,165-74.2% | $4,741-66.5% |
| Participant deferral / active EE | $8,449 | $8,986-6.0% | $8,363+1.0% | $6,401+32.0% |
| Admin fee / account holder | $0 | $13,780-100.0% | $11,613-100.0% | $11,429-100.0% |