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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,898 | $183,988-43.0% | $162,177-35.3% | $152,897-31.4% |
| Participation rate | 20.0% | 88.5%-68.5pp | 87.6%-67.6pp | 82.5%-62.5pp |
| Annual return | 29.35% | 150.79%-121.4pp | 115.60%-86.3pp | 345.43%-316.1pp |
| Employer contribution / active EE | $763 | $6,370-88.0% | $5,613-86.4% | $4,764-84.0% |
| Participant deferral / active EE | $4,523 | $8,032-43.7% | $7,297-38.0% | $5,851-22.7% |
| Admin fee / account holder | $0 | $13,123-100.0% | $10,843-100.0% | $11,599-100.0% |