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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,461 | $157,296-51.4% | $141,191-45.8% | $152,897-50.0% |
| Participation rate | 75.0% | 84.8%-9.8pp | 82.5%-7.5pp | 82.5%-7.5pp |
| Annual return | 21.50% | 64.34%-42.8pp | 71.41%-49.9pp | 345.43%-323.9pp |
| Employer contribution / active EE | $2,138 | $5,262-59.4% | $4,736-54.9% | $4,764-55.1% |
| Participant deferral / active EE | $4,040 | $7,111-43.2% | $6,710-39.8% | $5,851-30.9% |
| Admin fee / account holder | $857 | $12,125-92.9% | $10,264-91.6% | $11,599-92.6% |