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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,666 | $150,447-45.1% | $136,298-39.3% | $147,586-44.0% |
| Participation rate | 77.8% | 84.4%-6.6pp | 81.9%-4.1pp | 82.8%-5.1pp |
| Annual return | 17.32% | 1049.15%-1031.8pp | 5156.27%-5138.9pp | 578.59%-561.3pp |
| Employer contribution / active EE | $2,860 | $5,256-45.6% | $4,696-39.1% | $4,876-41.3% |
| Participant deferral / active EE | $5,398 | $6,631-18.6% | $6,247-13.6% | $5,439-0.8% |
| Admin fee / account holder | $1,699 | $10,906-84.4% | $9,244-81.6% | $10,886-84.4% |