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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,182 | $165,381-51.5% | $149,730-46.4% | $158,966-49.6% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 21.67% | 348.29%-326.6pp | 276.70%-255.0pp | 302.95%-281.3pp |
| Employer contribution / active EE | $2,277 | $5,104-55.4% | $4,645-51.0% | $4,762-52.2% |
| Participant deferral / active EE | $4,263 | $7,182-40.6% | $6,843-37.7% | $5,983-28.7% |
| Admin fee / account holder | $4,430 | $10,809-59.0% | $9,310-52.4% | $11,250-60.6% |