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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,741 | $114,073-17.8% | $96,161-2.5% | $167,518-44.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 14.61% | 189.95%-175.3pp | 192.01%-177.4pp | 478.71%-464.1pp |
| Employer contribution / active EE | $3,971 | $3,428+15.8% | $2,798+41.9% | $4,838-17.9% |
| Participant deferral / active EE | $13,315 | $5,195+156.3% | $4,349+206.1% | $6,342+110.0% |
| Admin fee / account holder | $523 | $6,899-92.4% | $5,538-90.6% | $12,312-95.8% |