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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,593 | $93,117-12.4% | $77,096+5.8% | $134,532-39.4% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -16.92% | 62.67%-79.6pp | 42.35%-59.3pp | 418.27%-435.2pp |
| Employer contribution / active EE | $10,369 | $3,420+203.1% | $2,814+268.4% | $4,741+118.7% |
| Participant deferral / active EE | $10,409 | $5,241+98.6% | $4,429+135.0% | $6,401+62.6% |
| Admin fee / account holder | $384 | $6,948-94.5% | $5,428-92.9% | $11,429-96.6% |