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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,412 | $96,388+3.1% | $80,627+23.3% | $139,466-28.7% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 16.92% | 1352.08%-1335.2pp | 936.76%-919.8pp | 373.66%-356.7pp |
| Employer contribution / active EE | $4,505 | $3,260+38.2% | $2,723+65.5% | $4,754-5.2% |
| Participant deferral / active EE | $9,645 | $5,224+84.6% | $4,443+117.1% | $6,712+43.7% |
| Admin fee / account holder | $409 | $6,603-93.8% | $5,381-92.4% | $11,409-96.4% |