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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,561 | $106,267+30.4% | $96,520+43.6% | $139,456-0.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 15.55% | 38.45%-22.9pp | 35.72%-20.2pp | 373.45%-357.9pp |
| Employer contribution / active EE | $4,217 | $4,105+2.7% | $3,739+12.8% | $4,753-11.3% |
| Participant deferral / active EE | $14,060 | $5,454+157.8% | $4,879+188.2% | $6,711+109.5% |
| Admin fee / account holder | $482 | $7,882-93.9% | $6,733-92.8% | $11,407-95.8% |