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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,972 | $115,810-0.7% | $101,271+13.5% | $158,966-27.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 5.55% | 56.15%-50.6pp | 46.48%-40.9pp | 302.95%-297.4pp |
| Employer contribution / active EE | $2,348 | $4,175-43.8% | $3,660-35.8% | $4,762-50.7% |
| Participant deferral / active EE | $7,235 | $4,958+45.9% | $4,371+65.5% | $5,983+20.9% |
| Admin fee / account holder | $25,459 | $7,248+251.3% | $5,948+328.1% | $11,250+126.3% |