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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,073 | $107,363+19.3% | $92,909+37.8% | $152,897-16.2% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 20.31% | 145.63%-125.3pp | 109.44%-89.1pp | 345.43%-325.1pp |
| Employer contribution / active EE | $3,418 | $4,222-19.0% | $3,653-6.4% | $4,764-28.3% |
| Participant deferral / active EE | $12,913 | $4,848+166.4% | $4,238+204.7% | $5,851+120.7% |
| Admin fee / account holder | $441 | $7,082-93.8% | $5,795-92.4% | $11,599-96.2% |