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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,610 | $100,060+68.5% | $149,721+12.6% | $70,126+140.4% |
| Participation rate | 76.3% | 83.6%-7.3pp | 87.1%-10.8pp | 69.5%+6.8pp |
| Annual return | 18.99% | 27.46%-8.5pp | 1501.67%-1482.7pp | 73.15%-54.2pp |
| Employer contribution / active EE | $2,794 | $3,661-23.7% | $5,444-48.7% | $2,343+19.3% |
| Participant deferral / active EE | $11,780 | $4,982+136.5% | $6,568+79.3% | $3,332+253.6% |
| Admin fee / account holder | $4,064 | $8,285-50.9% | $11,282-64.0% | $4,645-12.5% |