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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,064 | $110,083+46.3% | $151,645+6.2% | $68,490+135.2% |
| Participation rate | 78.1% | 84.0%-5.9pp | 87.5%-9.4pp | 67.9%+10.2pp |
| Annual return | -18.90% | -10.12%-8.8pp | 3.34%-22.2pp | -7.85%-11.0pp |
| Employer contribution / active EE | $3,557 | $4,470-20.4% | $6,165-42.3% | $2,597+37.0% |
| Participant deferral / active EE | $14,985 | $6,526+129.6% | $8,363+79.2% | $4,028+272.0% |
| Admin fee / account holder | $989 | $7,718-87.2% | $11,614-91.5% | $5,403-81.7% |