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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,637 | $137,414+51.1% | $189,545+9.5% | $85,851+141.9% |
| Participation rate | 80.7% | 84.6%-3.9pp | 87.8%-7.1pp | 69.3%+11.4pp |
| Annual return | 19.93% | 38.14%-18.2pp | 555.36%-535.4pp | 318.63%-298.7pp |
| Employer contribution / active EE | $3,584 | $4,344-17.5% | $6,162-41.8% | $2,565+39.7% |
| Participant deferral / active EE | $14,990 | $6,260+139.5% | $8,220+82.3% | $3,952+279.3% |
| Admin fee / account holder | $27,280 | $8,630+216.1% | $12,049+126.4% | $6,261+335.7% |