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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,357 | $54,726-42.7% | $68,793-54.4% | $64,186-51.1% |
| Participation rate | 40.0% | 68.0%-28.0pp | 72.2%-32.2pp | 69.6%-29.6pp |
| Annual return | -6.74% | -1.62%-5.1pp | -4.63%-2.1pp | 7.63%-14.4pp |
| Employer contribution / active EE | $1,096 | $1,846-40.6% | $2,625-58.2% | $2,381-54.0% |
| Participant deferral / active EE | $2,803 | $2,626+6.7% | $3,311-15.3% | $3,470-19.2% |
| Admin fee / account holder | $0 | $4,027-100.0% | $5,131-100.0% | $4,888-100.0% |