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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,862 | $52,306-65.9% | $69,779-74.4% | $62,881-71.6% |
| Participation rate | 32.4% | 67.2%-34.9pp | 71.8%-39.5pp | 69.3%-37.0pp |
| Annual return | 11.09% | 13.35%-2.3pp | 12.99%-1.9pp | 20.14%-9.1pp |
| Employer contribution / active EE | $861 | $1,799-52.1% | $2,338-63.2% | $2,281-62.3% |
| Participant deferral / active EE | $2,516 | $2,395+5.1% | $2,931-14.1% | $3,203-21.4% |
| Admin fee / account holder | $0 | $3,691-100.0% | $4,381-100.0% | $4,296-100.0% |