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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,376 | $56,544-46.3% | $75,501-59.8% | $70,126-56.7% |
| Participation rate | 35.3% | 68.1%-32.8pp | 72.4%-37.1pp | 69.5%-34.2pp |
| Annual return | 28.68% | 23.59%+5.1pp | 27.35%+1.3pp | 73.15%-44.5pp |
| Employer contribution / active EE | $1,007 | $1,817-44.6% | $2,352-57.2% | $2,343-57.0% |
| Participant deferral / active EE | $2,751 | $2,580+6.7% | $3,142-12.4% | $3,332-17.4% |
| Admin fee / account holder | $103 | $3,827-97.3% | $5,801-98.2% | $4,645-97.8% |