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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,774 | $156,616-83.5% | $133,346-80.7% | $198,609-87.0% |
| Participation rate | 100.0% | 77.7%+22.3pp | 72.8%+27.2pp | 82.4%+17.6pp |
| Annual return | 13.59% | 44.25%-30.7pp | 36.85%-23.3pp | 202.70%-189.1pp |
| Employer contribution / active EE | $2,424 | $3,368-28.0% | $2,853-15.0% | $5,055-52.1% |
| Participant deferral / active EE | $6,977 | $4,920+41.8% | $4,332+61.1% | $6,9770% |
| Admin fee / account holder | $8,098 | $17,468-53.6% | $14,264-43.2% | $19,030-57.4% |