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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,617 | $95,975-69.1% | $74,549-60.3% | $135,379-78.1% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -9.66% | 56.96%-66.6pp | 32.53%-42.2pp | 519.79%-529.5pp |
| Employer contribution / active EE | $3,656 | $2,716+34.6% | $1,961+86.4% | $4,779-23.5% |
| Participant deferral / active EE | $5,270 | $3,844+37.1% | $3,108+69.6% | $5,609-6.0% |
| Admin fee / account holder | $1,042 | $6,522-84.0% | $5,059-79.4% | $10,828-90.4% |