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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,027 | $136,860-26.2% | $120,344-16.1% | $154,746-34.7% |
| Participation rate | 73.9% | 79.9%-6.0pp | 76.7%-2.8pp | 80.7%-6.8pp |
| Annual return | 4.23% | 21.38%-17.1pp | 20.30%-16.1pp | 172.34%-168.1pp |
| Employer contribution / active EE | $2,206 | $3,533-37.6% | $3,020-26.9% | $4,379-49.6% |
| Participant deferral / active EE | $3,888 | $5,793-32.9% | $5,135-24.3% | $6,730-42.2% |
| Admin fee / account holder | $19,725 | $15,393+28.1% | $12,742+54.8% | $14,365+37.3% |