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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,261 | $71,878-16.2% | $86,698-30.5% | $68,486-12.0% |
| Participation rate | 76.9% | 72.2%+4.7pp | 76.6%+0.3pp | 67.9%+9.0pp |
| Annual return | -21.03% | 3.53%-24.6pp | 35.95%-57.0pp | -7.85%-13.2pp |
| Employer contribution / active EE | $2,787 | $2,173+28.2% | $2,837-1.8% | $2,597+7.3% |
| Participant deferral / active EE | $5,520 | $3,779+46.1% | $4,656+18.6% | $4,028+37.1% |
| Admin fee / account holder | $4,543 | $6,113-25.7% | $7,493-39.4% | $5,404-15.9% |