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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,405 | $80,992+0.5% | $96,534-15.7% | $75,173+8.3% |
| Participation rate | 76.0% | 71.8%+4.2pp | 76.0%0pp | 67.2%+8.8pp |
| Annual return | 21.65% | 27.05%-5.4pp | 25.88%-4.2pp | 160.72%-139.1pp |
| Employer contribution / active EE | $3,103 | $2,283+35.9% | $2,965+4.6% | $2,671+16.2% |
| Participant deferral / active EE | $5,843 | $3,929+48.7% | $4,851+20.4% | $4,126+41.6% |
| Admin fee / account holder | $12,121 | $6,717+80.5% | $8,253+46.9% | $5,651+114.5% |