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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,500 | $87,180+17.6% | $173,703-41.0% | $94,015+9.0% |
| Participation rate | 34.5% | 65.6%-31.1pp | 75.9%-41.4pp | 70.8%-36.3pp |
| Annual return | 13.56% | 14.17%-0.6pp | 17.46%-3.9pp | 17.84%-4.3pp |
| Employer contribution / active EE | $1,138 | $2,494-54.4% | $4,288-73.5% | $2,790-59.2% |
| Participant deferral / active EE | $2,109 | $3,343-36.9% | $4,854-56.6% | $4,249-50.4% |
| Admin fee / account holder | $10,797 | $7,506+43.8% | $15,562-30.6% | $8,951+20.6% |